Michael Moreau, CFP, RFP, Registered Financial
listens to your point of view. He wants to find out what is truly
important about financial success to you and your family.
Michael understands that everyone has his or her own unique feelings
about money. He respects those views and he acts on them.
Michael specializes in the unique financial needs of individuals
who are serious and want help attaining financial peace of mind.
He has been helping clients make informed financial decisions for
over 25 years. He is a graduate of The Canadian Institute of Financial
Planning in 1993 as a Chartered Financial Planner. Michael holds
both financial planning designations; the internationally recognized
Certified Financial Planner (CFP) and advanced planning designation,
Registered Financial Planner (RFP).
Question: Wouldn't it be great to have a written financial plan
so that no matter what happens in your world, the markets or the
economy, you'd still feel confident about your future?
Michael starts by preparing your own personalized financial plan.
A financial plan is your roadmap to financial peace of mind. A well-designed
financial plan will help you reach your personal financial goals
and give you a greater sense of security. That is why he follows
the six distinct steps in financial planning, championed by the
Institute of Advanced Financial Planning (IAFP) and promoted by
The Financial Planning Standards Council (FPSC).
Michael is also different because he offers unbiased financial
advice. He is able to shop the market on your behalf for the most
suitable financial products and the best rates. In other words,
he is not an employee obliged to recommend a specific investment,
deposit or insurance product.
He has developed a process to comb through the over-abundant supply
of investments available and then match the ones that are most appropriate
to your objectives and comfort zone. He devotes countless hours
each month to monitoring clients' investments. When necessary he
contacts clients to recommend changes.
Michael is committed to helping you achieve your financial objectives
and peace of mind. To ensure open communication, he encourages ongoing
discussions by telephone and in person. In addition, he recommends
a complete financial planning review meeting annually.